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Personal Checking Comparison


Why bank at LSB?  

Libertyville Savings Bank is a locally owned community bank that has been providing customers with the same friendly and professional banking experience since 1901.  Extraordinary customer service is important to us and the feedback we receive helps us grow. We invite all potential customers to check out what our current customers are saying.  You can do this by visiting our Facebook page or searching Libertyville Savings Bank on Google. If you have had a great experience we'd love it if you would consider leaving a review of your own.  

Personal Checking Accounts

Whether you are looking for a high interest checking account, a rewards account or a free checking account we have you covered! 

We are now offering online account opening. Click the link below to open a new personal account or CD from anywhere at any time online. If you’d like to discuss account types to determine what is the best fit for your needs, you can e-mail customerservice@lsbia.bank(Opens in a new Window) or call us at 641-472-9839 and ask to speak with a customer service representative.

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Checking Account Comparison

LSB E-Checking

$100.00 minimum to open

LSB E- Checking is a free, variable rewards checking accounts with no minimum balance (to avoid a fee) that rewards accountholders with interest and nationwide ATM fee refunds (of $25 per statement cycle) when they meet the minimum qualifications during the account's Monthly Qualification Cycle. 

Qualifications to be met during the Monthly Qualification Cycle:

Have at least 12 PIN-based or signature-based debit card purchases, post and settle.
Be enrolled in and log into online banking. 

Monthly receipt of electronic statements. 

Images of checks not included in monthly statement.

Interest is paid monthly if all qualifications are met, see full disclosure for rates.

 
LSB E-Rewards Checking

$100 minimum to open

LSB E-Rewards Checking is a free, variable rewards checking accounts with no minimum balance (to avoid a fee) that rewards accountholders with cash back on their PIN-Based or signature based debit card purchases and nationwide ATM fee refunds (of $25 per statement cycle) when they meet the minimum qualifications during the account's Monthly Qualification Cycle.

Qualifications to be met during the Monthly Qualification Cycle:

  • Have at least 12 PIN-based or signature-based debit card purchases, post and settle.
  • Be enrolled in and log into online banking. 
  • Monthly receipt of electronic statements.              

Images of checks not included in monthly statement.

% of Cash Back Rewards on purchases up to $300.00 paid monthly if qualifications are met. See full disclosure for percentage rate of rewards.


View full disclosure here. 

Liberty Checking 

$50.00 minimum to open.

Debit card available.

 Checks available.

 Images of checks not included in monthly statement.

Regular Checking

$50.00 minimum to open.

Debit card available.

Checks available.

$3.00 fee if balance falls below $300.00 in the month.

Images of checks included in monthly statement.

Now Checking

$1,000 minimum to open

Debit card available

 Checks available

 $10.00 fee if balance falls below $1,000.00 in the month

  Images of checks included in monthly statement.

 Interest earned monthly, see full disclosure for rates

HiFi Money Market

$2,500 minimum to open.

No debit card.

No checks.

$10.00 fee if balance falls below $2,500.00 in the month.

Monthly statement.

Interest earned monthly, see full disclosure for rates.

Checking Account Comparison Chart
LSB E-Rewards Checking
Click here for required disclosures
LSB E-Checking
Liberty Checking


Regular Checking
Now Checking
Hi Fi
Minimum Opening Deposit $100 $100 $50 $50 $1000 $2500
Minimum Balance 
(To avoid minimum balance fee)
 - - - $300 $1000 $2500
Minimum Balance Fee
(If applicable)
 - - - $3 $10 $10
Interest Paid on Account
 - Yes Checkmark - - Yes Checkmark Yes Checkmark
Images of Checks Included in Statement 
 - - - Yes Checkmark Yes Checkmark -
Checks 
 Yes Checkmark Yes Checkmark Yes Checkmark Yes Checkmark Yes Checkmark -
Debit Card
 Yes Checkmark Yes Checkmark Yes Checkmark Yes Checkmark Yes Checkmark -
Bill Pay 
 Yes Checkmark Yes Checkmark Yes Checkmark Yes Checkmark Yes Checkmark -
Rewards 
3.00% cash back on debit card purchases up to $9.00 per month when qualifications are met.
See disclosure for complete details.
3.00% APY on balances up to $25,000 when qualifications are met. 
0.05% APY if qualifications are not met. 
See disclosure for complete details.
 - - - -
Free ATMs
Refunds on ATM withdrawal fees nationwide up to $25 monthly when qualifications are met. 
Refunds on ATM withdrawal fees nationwide up to $25 monthly when qualifications are met. 
 - - - -

The following features are offered on all accounts: Remote Deposit, E-Statements, Bank to Bank Transfers, Mobile Banking, & Online Banking.

The minimum balance fee is waived on Regular Checking Accounts if over 50 or if 25 years of age & younger with parents who have an account with us. 

To see how your accounts fall as far as insurance coverage visit the FDIC EDIE calculator.


LSB E-Rewards Checking is a free, variable rewards checking accounts with no minimum balance (to avoid a fee) that rewards accountholders with cash back on their PIN-Based or signature based debit card purchases and nationwide ATM fee refunds (of $25 per statement cycle) when they meet the minimum qualifications during the account's Monthly Qualification Cycle. 


LSB E- Checking is a free, variable rewards checking accounts with no minimum balance (to avoid a fee) that rewards accountholders with interest and nationwide ATM fee refunds (of $25 per statement cycle) when they meet the minimum qualifications during the account's Monthly Qualification Cycle. 


Qualifications to be met during the Monthly Qualification Cycle for LSB E-Rewards Checking and LSB E-Checking:

  • Have at least 12 PIN-based or signature based debit card purchases, post and settle.
  • Be enrolled in and log into online banking. 
  • Monthly receipt of electronic statements. 

 If you are interested in speaking to one of our knowledgeable lenders or customer service reps you can contact us at customerservice@lsbia.bank or call us at 641-472-9839 today! 

 

 We invite you to check out to what a few customers have to say about banking with us. 

Libertyville Savings Bank is a locally owned community bank that has been providing customers with the same friendly and professional banking experience since 1901. Extraordinary customer service is important to us and the feedback we receive helps us grow. We invite all of our customers to leave us a review. You can do this by visiting our Facebook page(Opens in a new Window) or searching Libertyville Savings Bank on Google. Recommending us to all your friends is the best review you can give us! 
Client Testimonial
 
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Loving our small towns since 1901!

Libertyville, Fairfield, Eldon, Keosauqua, Keota, & Douds.